AT&T is finally allowing customer’s to cover PDAs and smartphones under their insurance program.  This coverage includes unintentional liquid/physical damage and lost or stolen cell phones.  You may also make a claim if your phone has warranty issues after the one year warranty is up.  The monthly service charge for insurance coverage remains at $4.99 per month per phone.

Until November 3, 2008, all claims covered under the insurance program will have a $50 non-refundable deductible.  After that time, a tier system will be used to determine the deductible you will have to pay.  Tier 1 will be a $50 non-refundable deductible and Tier 2 will be a $125 non-refundable deductible.  Tier 2 phones are high end PDAs, including the latest BlackBerry, Windows Mobile, and Palm Treo devices.  Phones may be moved from Tier 2 to Tier 1 during the phone’s life cycle, reducing the deductible.

There is a 30 day enrollment period that begins on the day you purchase the device.  You may want to call the insurance number (1-888-562-8662) and ask if they will make an exception due to the new policy.

Check here (pdf link) to see if your phone is eligible.

You can view more information about AT&T’s insurance policy here.

Ben
ben@wirelessiqllc.com
www.wirelessiqllc.com